Amerifund Home Mortgage

Loan Officer

New York, NY

Amerifund Home Mortgage is a New York City based private investment firm that provides flexible financing solutions for home owners, home buyers, business professionals,  investors and entrepreneurs collateralized by primary homes, second homes, and investment properties. 

We maintain a wide variety of loan products and programs that fit almost every category of residential and commercial lending programs. Our team of highly experienced and accomplished real estate executives help structure, originate, underwrite and manage the financing of a variety of property types. We use a consultative approach to arrange the proper financing and have a common sense underwriting method behind every transaction. We actively pursue residential real estate financing opportunities through-out the country with homeowners, property investors and entrepreneurs in need of immediate access to capital. 

Amerifund seeks opportunities with economic upside for all parties to the transaction, oftentimes providing creative and unique structuring of loans, while maintaining solid credit quality within our portfolio.

The Role

We are looking for a driven Loan Officer to join our team. This position can be remote. This person will generate business by providing professional financial services including purchasing or refinancing of residential real estate.  Our LO will work independently to create and develop relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources.  You will be responsible for upholding the organizational commitment to its borrowers, maintaining a high standard in customer service and professional ethics and will report directly to the CEO (there is no middle level management that earns money off of your hard work).

At Amerifund we originate loans through a number of different channels:

  • Direct to consumer
  • Developer loans
  • Corporate affinity (we originate mortgages for employers of large corporations such as Goldman Saks, Pepsico, Barclays etc..)
  • Discount mortgage partnership
  • Jumbo alternative loans
  • Originate loans for banks that don't have a mortgage arm 

Tasks & Duties

  • Originate loans within specified limits
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.

Required Skills & Experience

  • 3+ years of experience in a loan origination.
  • Industry experience a plus.
  • Satisfaction of state licensing requirements and other regulatory standards must be met.
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required.
  • Ability to analyze financial data and comprehend market fluctuations.
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures.

Benefits

  • Competitive pay structure based on experience with bonus.
  • Health insurance.
  • Casual and enthusiastic atmosphere.
  • Opportunity for vertical growth within organization.
Amerifund Home Mortgage

Alan Bachman

CEO
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