De Young Properties

Loan Officer

Fresno, CA

Established in 1974, De Young Properties continues a family legacy, now in its third generation, of helping families realize the American dream: home ownership. The tradition began over 70 years ago when homebuilding pioneer, John Bonadelle, built the first of more than 17,000 homes that earned him the distinction of being one of Central California's largest and most visionary homebuilders. John’s daughter and son-in-law, Paula and Jerry De Young, established De Young Properties, which has built over 7,000 of the area’s finest homes and has enhanced the family's reputation through unsurpassed quality, innovation and customer service. Today, the newest members of the De Young Properties team, Jon Ryan, Brandon and Ashley De Young, represent the family's third generation and its commitment to extending the legacy of quality homebuilding well into the future.

De Young's family tradition extends beyond building homes. We contribute time and resources to our local community, including serving as proud builder and major donor of the Central Valley St. Jude Dream Home since 2007 and for the ABC television show, Extreme Makeover: Home Edition. Whether raising funds for children, building a home for a local hero or supporting local schools, non-profits and community groups, De Young gives dreams and hope to their community. 

From the 1940s to well into the next century, the family behind De Young Properties has focused on one goal: building EnergySmart™ homes your family will cherish for many years to come. De Young Properties... Building Your Dreams For Three Generations.

The Role

This Loan Officer is responsible for processing and managing a pipeline to meet closing deadlines.  The pipeline will contain Conventional, FHA, & VA.  The Processor assumes primary responsibility for the loan file upon receipt.

Responsibilities 

  • Prepare mortgage loan file by reviewing loan application; clarifying or obtaining additional information.
  • Request fees, prelim and verify EMD’s on file with escrow
  • Drawing/printing/dating loan disclosures 
  • Validate loans in automated underwriting systems including DU/LP and submit to Underwriting in required time frames (within 3 days of loan app being signed)
  • Registering the file with the lender, requiring knowledge of correct escrow and broker fees
  • Ensure accurate, complete, and timely loan data on processing system
  • Ordering VOE’s, insurance, and appraisals 
  • Submitting doc order, invoices and updated escrow fees
  • Reviewing and send CD to escrow 
  • Setting up loan doc signing appointments with borrowers, originator, title and notary
  • Checking with construction to make sure city final is in and final appraisal inspection can be scheduled to meet closing time frame
  • Review exception reports to ensure all conditional items are complete tasks are completed and Loan is on target to meet Closing Expectations
  • Close file in software and clean out hard copy file; inform DYP team of closings

 Experience & Background

  • Must be experienced in automated underwriting.  To include Fannie/Freddie (CONV/FHA/VA)
  • Applicant must be detailed oriented and be able to multi task.
  • 3+ years experience in the mortgage business required. 
  • Excellent written and verbal communication skills.
  • Excellent computer skills.
  • Trustworthy and have strong work ethics

Benefits

  • Competitive pay structure based on experience with bonus
  • Health insurance, 100% covered by company
  • Dental and Vision coverage
  • 10 paid holidays off and 2 weeks of paid vacation
  • Weekly company sponsored team events
  • Casual and enthusiastic atmosphere
  • Opportunity for vertical growth within organization
De Young Properties

Ryan De Young

Owner
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