Equity Prime Mortgage

Mortgage Loan Originator

Denver, CO

Equity Prime Mortgage is proud to be an Honoree on the 2013 Inc. 5000List of America's Fastest Growing Companies! Ranked #43 in the Financial Services Category! Equity prime has also been named one of 2016’s Best & Brightest Companies to Work for. 

Equity Prime Mortgage is a growing mortgage lender that is licensed in 45 states plus D.C.  We are committed to helping every individual find the right mortgage to fit their unique needs. As a direct lender, Equity Prime can control the entire loan process giving our clients great service with less stress.  We are currently expanding our Retail and Correspondent lending programs. Equity Prime Mortgage is approved with both Freddie Mac and Fannie Mae as direct seller/servicers.

The Role

The purpose of the Mortgage Loan Originator (MLO) position is to generate business by providing professional financial services to customers specific to the purchasing, reversing, or refinancing of a residential real estate property. Due to the nature of this sales position, MLOs work rather independently, continually obtaining and developing relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources. MLOs are responsible for upholding Equity Loans’ commitment to its borrowers, maintaining a high standard in customer service and professional ethics. MLOs report to the Branch Manager.

Business & Personal Development

  • Develop & maintain relationships with customers and referral sources, prospect new opportunities
  • Occasionally attend industry networking, training, and educational events

Loan Application Process

  • Evaluate prospective client needs and explain the available options, providing assistance in the selection of the program that best fits their needs
  • Obtain a complete 1003, RESPA disclosures, TILA disclosures, and program specific forms and items
  • Create the loan in the Loan Origination Software (LOS), and review data for accuracy & completeness
  • Order credit reports to ensure the applicant qualifies for the appropriate program
  • Obtain funds for third party service rendered fees in conjunction with the application & process
  • Run through the appropriate Automated Underwriting System
  • Complete the loan registration and lock request, indicate the appraisal firm, title and/or attorney
  • Lock rate with Secondary Marketing and enter the lock expiration date into the LOS, apply for a Rate Lock Extension as necessary and provide to the Processor as well
  • Submit the application and all forms to the assigned Processor along with the lock confirmation
  • Review and sign Fee Sheet completed by the Processor
  • Attend the closing on the application if and when possible

Loan Management

  • Communicate and meet with borrowers as needed throughout the loan process
  • Address all borrower inquiries regarding interest rate, programs, parameters, fees and closing costs
  • Assist in following up with borrowers on outstanding conditions requested from the Underwriter


  • High school diploma required, college degree preferred
  • Pre-licensing and continued education are required
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required
  • Satisfaction of state licensing requirements and other regulatory standards must be met
  • Excellent interpersonal and communication skills (verbal and written)
  • Self-starting, self-reliant, highly motivated and dependable
  • Efficient in time-management and ability to organize and prioritize tasks
  • Technological savvy and comfort in learning new computer systems and programs
  • Ability to analyze financial data and comprehend market fluctuations
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures
Equity Prime Mortgage

Michael Storey

Vice President
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