Family First Funding

Loan Officer

New York City / Long Island, NY

Family First Funding, LLC (NMLS # 810371) high quality mortgage banking and brokering services to residential and business customers.  Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process.  We will become friends and trusted advisors to our clients as well as quality service providers.  FFF is a professional environment that is challenging, rewarding, creative, and respectful of individuals and their ideals.  FFF ultimately provides excellent value to its customers and fair reward to its owners and employees.

Why Family First Funding?

  • We're a Family-Oriented Company: The name says it all!  We're a close knit group that bends over backward to help each other.  
  • Support, Support, Support:  As a producing Branch Manager, I understand what Loan Officers go through.  We're always working together to overcome obstacles and help each other grow our business.
  • Focus on what is important: We want you bringing in business.  Once the package is submitted, nearly all other conditions are collected by an LO assistant back at home base.  This gives you the ability to spend more time writing new business each and every day.

The Role

The purpose of the Mortgage Loan Originator (MLO) position is to generate business by providing professional financial services to customers specific to the purchasing, reversing, or refinancing of a residential real estate property. Due to the nature of this sales position, MLOs work rather independently, continually obtaining and developing relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources. MLOs are responsible for upholding the organizational commitment to its borrowers, maintaining a high standard in customer service and professional ethics. MLOs report to the Branch Manager.

Tasks & Duties

  • Approve loans within specified limits, and refer loan applications outside those limits to management
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.

Required Skills & Experience

  • Experience in a loan origination
  • Satisfaction of state licensing requirements and other regulatory standards must be met
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required
  • Excellent interpersonal and communication skills (verbal and written)
  • Self-starting, self-reliant, highly motivated and dependable
  • Efficient in time-management and ability to organize and prioritize tasks
  • Technological savvy and comfort in learning new computer systems and programs
  • Ability to analyze financial data and comprehend market fluctuations
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures


  • Health benefits
  • 401k program for top performers
  • 100% Commission
  • Family First Fund will pay for licensing for qualified candidates

NMLS # 810371

Family First Funding

Robert Fishbein

Branch Manager
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