LeaderOne Financial Corp

Loan Officer

Arlington, WA

Like the beginnings of many companies, our founder A.W.Pickel had a vision of what a mortgage experience should be like. Prior to founding his company in 1992, he noticed that mortgage companies were not treating people the way they should be treated. He was raised in the mid-west where your word was your word, and respect for the other person is a way of life. This is why he created LeaderOne Financial, to give you the type of mortgage experience that makes buying or refinancing a home less stressful and much easier.

Our Mission and commitment to you is dedicated to facilitating the dream of home-ownership by providing you with World Class Service. Whether you are a first-time home buyer or a seasoned real estate investor, our staff knows what it is like to be in your shoes and we strive hard to never forget that feeling. We earn your trust by communicating to you the information you want, when you want it, and offering you the right mortgage product for your personal financial situation at a competitive and fair price. We do this through our highly experienced and constantly trained staff that uses the latest technologies to ensure a great mortgage experience for you.  

This is why we have experienced explosive growth over the last 3 years and were ranked 149th overall and 12th for financial services in the INC 500 list for 2011. We also achieved the Top 25 Tech Savvy Lender award for 2011, so you can trust that we keep our systems timely and up-to-date.  LeaderOne Financial is listed in the Top 100 Mortgage Companies in America for 2015 and 2016, and is listed as a Top 100 Mortgage Employer by Mortgage Executive magazine.

The Role

The purpose of the Mortgage Loan Originator (MLO) position is to generate business by providing professional financial services to customers specific to the purchasing, reversing, or refinancing of a residential real estate property. Due to the nature of this sales position, MLOs work rather independently, continually obtaining and developing relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources. MLOs are responsible for upholding the organizational commitment to its borrowers, maintaining a high standard in customer service and professional ethics. MLOs report to the Branch Manager.

Tasks & Duties

  • Approve loans within specified limits, and refer loan applications outside those limits to management
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.

Required Skills & Experience 

  • Experience in a loan origination
  • Satisfaction of state licensing requirements and other regulatory standards must be met
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required
  • Excellent interpersonal and communication skills (verbal and written)
  • Self-starting, self-reliant, highly motivated and dependable
  • Efficient in time-management and ability to organize and prioritize tasks
  • Technological savvy and comfort in learning new computer systems and programs
  • Ability to analyze financial data and comprehend market fluctuations
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures
LeaderOne Financial Corp

Byron Sjolund

Branch Manager
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