Movement Mortgage, Salisbury

Loan Officer

Fort Mill, SC

At Movement, we believe that the mortgage industry needs a change. And we’re working to restore the industry’s reputation by lending with integrity, offering outstanding corporate culture and embodying corporate responsibility for the wellbeing of communities.  

Since our inception in 2008, we’ve grown from a small team of 4 to a nearly 4,000 employees with more than 550 locations across 47 states and been listed among Inc. Magazine’s fastest-growing companies in the country four times. In 2015, we financed 1 in every 75 home purchases in the country, totaling $7.8 billion in originations. Our vision is to serve 1 out of every 10 homebuyers in the country by 2025. Our unique 6-7-1 process aims to deliver upfront underwriting in six hours or less, process loans in just seven business days, and close in just one business day. 

With dedication, faith, and love for all, we believe a mortgage company can help change the world.

The Role

The purpose of the Mortgage Loan Originator (MLO) position is to generate business by providing professional financial services to customers specific to the purchasing, reversing, or refinancing of a residential real estate property. Due to the nature of this sales position, MLOs work rather independently, continually obtaining and developing relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources. MLOs are responsible for upholding the organizational commitment to its borrowers, maintaining a high standard in customer service and professional ethics. MLOs report to the Branch Manager.

Tasks & Duties

  • Approve loans within specified limits, and refer loan applications outside those limits to management
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.

Required Skills & Experience

  • Experience in a loan origination
  • Satisfaction of state licensing requirements and other regulatory standards must be met
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required
  • Technological savvy and comfort in learning new computer systems and programs
  • Ability to analyze financial data and comprehend market fluctuations
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures

Benefits

  • Health insurance, 100% covered by company
  • 10 paid holidays off and 2 weeks of paid vacation
  • Casual and enthusiastic atmosphere
  • Opportunity for vertical growth within organization
  • Full technology suite including: LOS, Integrated CRM, Web-based apps and more.
Movement Mortgage, Salisbury

Geoff Brown

Branch Manager
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