Tidewater Mortgage

Loan Officer

Matawan, NJ

Tidewater Mortgage Services, Inc. (TMSI), is a privately held mortgage company dedicated to facilitating the dream of homeownership from the first time homebuyer to the seasoned real estate investor. Asking two simple questions: 1) Is it good for the borrower, and 2) is it good for our investors - ensures moral and financial responsibility, creating customers for life and future growth. We are a local lender with local underwriting and local processing. Tidewater Mortgage Services, Inc. is licensed in 15 states with 25 branches. This enables us to give our customers:

• Competitive rates  

• Outstanding Customer Service  

• Dedication   

• Experienced Loan Officers and Staff 

The Role

We are looking for a special Mortgage Loan Originator to join our team. This person will generate business by providing professional financial services including purchasing or refinancing residential real estate. Our MLO will work independently to create and develop relationships with borrowers, realtors, builders, developers, personal contacts, and other valuable referral sources. You will be responsible for upholding the organizational commitment to its borrowers, maintaining a high standard in customer service and professional ethics and will report directly to the Branch Manager.

Tasks & Duties

  • Approve loans within specified limits, and refer loan applications outside those limits to management.
  • Responsible for generating loans
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Submit applications to credit analysts for verification and recommendation.

Required Skills & Experience

  • Experience in a loan origination.
  • Satisfaction of state licensing requirements and other regulatory standards must be met.
  • Completion of the Anti-Money Laundering, Fair Lending, and Equity Origination trainings are required.
  • Ability to analyze financial data and comprehend market fluctuations.
  • Working knowledge of lending guidelines and a thorough understanding of the process and procedures.


  • Competitive pay structure based on experience with bonus.
  • Health insurance, 100% covered by company.
  • Dental and Vision coverage.
  • 10 paid holidays off
  • Weekly company sponsored team events.
  • Casual and enthusiastic atmosphere.
  • Opportunity for vertical growth within organization.
Tidewater Mortgage

John Macchiarelli

Branch Manager
use your email instead